Shekhar's Blogs
Thursday, 9 October 2025
India’s Literacy Journey: From Shadows of the Past to the Promise of Progress.
Thursday, 2 October 2025
From Gavaskar’s Grind to Gen Z’s Glory: Cricket as a Mirror to India’s Rise
Wednesday, 24 September 2025
India’s Decade of Transformation (2014-2025) : From Tenth to Fourth in the Global Economic Order.
India’s Decade of Transformation (2014-2025) : From Tenth to Fourth in the Global Economic Order.
Mumbai, 24th September 2025 :
Written by : ShekharB
In a decade marked by global turbulence, India has emerged as a beacon of resilience and resurgence. Under the leadership of Prime Minister Narendra Modi, whose government has enjoyed unwavering public support since 2014, the nation has catapulted from the 10th to the 4th largest economy in the world. This ascent is not merely numerical—it reflects a tectonic shift in India’s economic architecture, infrastructural ambition, and strategic posture.
ð Economic Growth: A Sector-Wise Surge
India’s nominal GDP has doubled from $2.07 trillion in 2014 to an estimated $4.18 trillion in 2025. In PPP terms, it has soared from $7.4 trillion to $17.4 trillion. The sectoral composition reveals a dynamic rebalancing:
The services sector continues to dominate, driven by IT, finance, and real estate, while manufacturing and construction have gained momentum through initiatives like “Make in India” and “PM Gati Shakti”.
ð️ Infrastructure: Building the Backbone of Growth :
India’s infrastructure blitz has been nothing short of revolutionary:
• Roads & Highways: Over 50,000 km of national highways added since 2014, with expressways like Delhi-Mumbai and Bengaluru-Chennai redefining connectivity.
• Railways: Introduction of semi-high-speed Vande Bharat trains and electrification of over 90% of broad-gauge routes.
• Airports: Number of operational airports has doubled to over 150, with regional connectivity boosted under UDAN scheme.
• Ports: Sagarmala and maritime corridor projects have modernized container terminals and cruise ports.
• Urban & Rural Housing: Over 3 crore houses built under PMAY, transforming rural landscapes and urban slums.
☀️ Energy: A Green Revolution in Motion
India’s energy profile has pivoted toward sustainability:
• Solar Capacity: From 2.6 GW in 2014 to over 70 GW in 2025.
• Wind Energy: Installed capacity exceeds 45 GW.
• Renewables Share: Over 40% of total installed capacity now comes from non-fossil sources.
• Rural Electrification: 100% village electrification achieved, with smart meters and grid upgrades enhancing efficiency.
ð§ðū Poverty Alleviation & Welfare: A Social Renaissance
The decade has seen a dramatic reduction in multidimensional poverty:
• Poverty Rate: Declined from 21% in 2014 to below 10% in 2025.
• Direct Benefit Transfers: Over ₹30 lakh crore transferred digitally, eliminating leakages.
• Sanitation: Over 100 million toilets built under Swachh Bharat Mission.
• Healthcare: Ayushman Bharat has provided health coverage to over 50 crore citizens.
ðĄ️ Military Modernization: Strategic Depth and Global Reach
India’s defense capabilities have expanded significantly:
• Budget: Defense allocation crossed ₹6 lakh crore in 2025.
• Indigenization: Over 60% of procurement now domestic, with platforms like Tejas, Arjun, and INS Vikrant.
• Space & Cyber: Launch of military satellites and establishment of cyber defense command.
• Global Engagement: Enhanced participation in Quad, BRICS, and Indo-Pacific dialogues.
ð Per Capita Income: Rising Prosperity
• 2014–15: ₹86,647 (nominal), ₹72,805 (real)
• 2022–23: ₹1,72,000 (nominal), nearly 99% growth
• 2025 (Projected): Nominal income expected to exceed ₹1,75,000; real income likely past ₹1,00,000
ð A Nation Reimagined
India’s rise is not just statistical—it’s spiritual. It reflects a collective aspiration, a reawakening of civilizational confidence, and a recalibration of global perception. From the grassroots to global summits, India’s voice now resonates with clarity, conviction, and consequence.
Friday, 19 September 2025
240% surge in Sensex & Nifty in a decade. !!
Prologue:: The dawn of 2014 a new beginning as the country is poised on the edge of reinvention and upsurge in nationalism ardour. The market is buzzing with legacy businesses, family-run shops, and dreams deferred. The arrival of a new leader at the helm Narendra Modi is elected as the 14th Prime minister , a 1st post Independence born PM.
Market Expectations are at high as Sensex closes at 24716.88 a rise of 241.31 points 0.99% from the previous days close.
Indicating Sensex swinging at 25,000—a quiet sentinel watching over a nation of potential. Small caps were like roadside tea stalls: vibrant, local, often overlooked.
Fast forward to 2025 Sensex hovering between 82000 to 85000 a 240% surge in Sensex and Nifty during Prime Minister Modi’s 11-year tenure isn’t just a rhetorical stock market story—it’s a reflection of deeper structural shifts in the Indian economy. And the fact that small caps led the charge? That’s where the real narrative unfolds.
ð One would most likely ask , What This really signals about the Indian Economy !?
1. Broad-Based Growth & Not Just the dominance of Elites :
The BSE Smallcap index jumped nearly 491%, and Midcap rose 435%, far outpacing large-cap benchmarks.
- This suggests that wealth creation wasn’t confined to a few conglomerates—smaller, regional, and emerging businesses flourished, indicating a democratization of opportunity.
2. Reform-Driven Confidence :
- Major policy reforms like GST, Insolvency and Bankruptcy Code, PLI schemes, and FDI liberalization created a more transparent and investor-friendly environment.
- These reforms helped clean up balance sheets, especially in banking and manufacturing, and boosted investor confidence.
3. Rise of Retail and Domestic Investors :
- Retail investor participation exploded—from 4.9 crore in FY20 to 13.2 crore by end-2024.
- SIP flows hit record highs, and demat accounts surged, showing that financial literacy and inclusion are on the rise.
4. Capex Revival and Infrastructure Push :
- Capital expenditure in FY26 is budgeted at ₹11.11 lakh crore (3.4% of GDP), fueling sectors like railways, defence, and energy.
- This has created a multiplier effect—boosting jobs, consumption, and corporate earnings.
ðŪ What does It Suggests About India’s Future Growth Potential :
1. India as a Global Investment Magnet :
- With market cap rising 5x to ₹464 lakh crore and FDI inflows topping $748 billion since 2014, India is positioning itself as a preferred destination for global capital.
2. Manufacturing Renaissance :
- The “Make in India” and semiconductor missions have lifted industrial indices by over 400%, signaling a shift from services-led to manufacturing-led growth.
3. Tech and Financial Deepening ;
- UPI transactions crossed 20 billion monthly, and fintech adoption is reshaping consumer behavior.
- Financial services, IT, and auto sectors have posted 300–330% returns, showing strong fundamentals and innovation.
4. Resilience Amid Global Volatility :
- Compared to other emerging markets (MSCI EM up just 27%), India’s performance stands out.
- This resilience suggests that India is decoupling from global fragility, building its own growth engine.
ðŠķ Epilogue: The Story Yet to Be Told.
This isn’t the end of the journey—it’s a new beginning. The next chapters may include green energy valleys, AI-powered cities, High speed Rail infrastructure , defence and space and rural unicorns.
(All data inputs from sources available on the net)
Article Written by
ShekharB
The New India: Gen Z Rising
Tuesday, 24 November 2015
Is Aamir Khan or Kiran Rao Khan and a bunch of intolerant people representing the Indians across the country?
I think we should stop watching Bollywood’s infamous Khan Brigade all together (I have already done that long back) & the Khans should be shunted out of any intelligent debate platform. Does Aamir’s ideology represents that of the entire nation? If Aamir feels that one should not name terrorist as an Islamic Terrorist or a Hindu Terrorist or likewise as he says “even if a terrorist holding Koran in one hand and Rifle in another and terrorizes & massacres people shouting Allah- Hoe- Akbar , as in case of Paris attack, is not an Islamic Terrorist but just a terrorist and so one must delink the name Islamic or Hindu or any other religion from the word terrorism” perfectly alright, but I am asking you where were your thoughts when many people label R.S.S as Hindu terror or similar to ISISI, why have you kept quiet on this issue why do you all talk selectively ? Mr. Aamir have you seen any incidence of violence or terror or killings on such a scale anywhere in India at any point of time with someone holding a Bhagvad Geeta in one hand and an AK47 in another and shouting ‘Jai Shri Ram’ or any such hollers, then why do you and your beloved wife feel insecure ? What is this insecurity all about? Have you ever thought of solving this feeling of insecurity or despondency in a holistic way? If yes than you will never say in this way on such a high profile platform, it shows that you clearly have some mala-fide intentions. Have you ever asked your own conscience that is there genuinely something fundamentally wrong with Islam ?? If you genuinely feel that these terrorist are talking of different kind of Islam which is not written anywhere in Koran scriptures & you think that you are a true follower of your faith which I presume you are!! Then I think you should stop talking on such platforms, where in a controlled environment very few people belonging to cocktail circuit come, listen, debate and drink a few pegs and forget everything after walking out & media makes a big issue about it to gain some TRP and you increase your brand value in return. If you have the real courage and conviction about your religion you should start giving discourses to these terrorist on what is true Islam and how one should look at the whole world as one by living in harmony with all of us belonging to different faiths. Who knows you may be hailed as modern world’s progressive prophet!!
By
Shekhar Bopardikar
(Readers are free to comment)
Wednesday, 6 August 2014
Death of the most Quintessential Indian Coin !!
High inflation and underlying strength of the nation’s currency is often directly related to the strength of the country’s coinage.
So when the annual food inflation touched a high of 14.44% in the month of Dec. 2010, the then finance minister Mr. Mukherjee was visibly worried. Many observers sensed the futility of small coins at a time when prices were sky-rocketing.
It was not surprising then , the government had to phase out coins of 25 paise denomination and below from June 30, 2011.The “chavanni” (Indian term in Hindi for the four anna coin, as well as the 25 paise coin) was officially passed into antiquity on this historic date and has ceased to be in circulation.
We could buy a lot of things with this coin in the 1970s and 1980s. “stories” which we narrate fondly to youngsters today (particularly to those who have not seen these little “discs”).This same coin which could buy us a sight-seeing trip into the zoo or a bus-ride across town or a pop-corn packet ,large enough for two , to be munched while seeing a movie in a theatre , (remember, there was no T.V. or DVDs then), in any part of the country , or buy you so many things then like an ice-cream bar ,or a sandwich , a full glass of fresh sugarcane juice or a glass of lassi (sweetened buttermilk) etc. And for millions of Indians addicted to Pan, a fully loaded betel leaf for chewing (“paan “in Hindi), So much so that we could spend our whole day with confidence if we had a cahvanni in our pocket while going to school.
The beginning of the journey for the 25 paise coins began in 1957, in its avatar (incarnation) as the 25 “naye paise”. After India became free in 1947, for first 3yrs from 1947 to 1950 was a transition period when the Rupee was consisting of 192pies. This period is called as “Frozen Period” where the same colonial monetary system was followed.
The first Republic India’s monetary system was introduced in 1950 which was known as “Anna Series”, it was a derivative of the earlier system. The denominations then used to be One Rupee (Ek Rupayya), Half Rupee (Aadha Rupayya), Quarter Rupee (Char aana), Two Anna (Do Aana), One Anna (Ek Aana), Half Aana (Aadha Aana),and One Pice (Ek Paisa) which was a bronze coin.
The move towards decimalization was afoot for over a century. However, it was in September, 1955 that the Indian Coinage Act was amended for the country to adopt a metric system for coinage. The Act came into force with effect from 1st April, 1957. The rupee remained unchanged in value and nomenclature. It, however, was now divided into 100 'Paisa' instead of 16 Annas or 64 Pice. This was termed as “Decimal series”. For public recognition, the new decimal Paisa was termed 'Naya Paisa' till 1st June, 1964 when the term 'Naya' was dropped finally.
The demise of “chavanni” ie 25 paisa along with the other sub 25 paisa coins leaves only the 50 paise coin in the circulation. Let’s see when the turn of this long lived “Athanni” is.
The following coins displayed in this collage was inadvertently found in my house while cleaning and clearing off old stuff. The bunch of coins of various denominations of 1,2,3,5,10,20,25 were apparently kept in a box, by my mother for so many years.
A real pot of gold I would say.
Coins displayed In the image :-
The top most coin of 1 paisa is a 1957 minted nikel, next to that is 2 paise coin of 1960.
The second top row is 1, 2, & 3 paisa coin of 1971/72 when the inflation shot upto roof and the cost of mint became higher than the cost of metal content of the coin, these coins were minted with aluminium magnesium content. This was introduced in 1964 onwards & was known as Aluminum series.
The third row is showing 5,10, & 20 of 75,89,82 series again minted with aluminum magnesium content.
The last one is a “Chavanni” 25 paise coin now defunct minted in 1980, incidentally the back of it showing a woman at work at a harvest thresher and the slogan “Gramin mahilaon ki pragati” in Hindi and “Rural women’s Advancement” in English. Indian coins with social messages as the Government was laying stress on Integrated Rural Development programmes (IRDP) in the early eighties , particularly, for women.
Please start collecting your 50 paisa coins, before they go extinct.
Article by
Shekhar Bopardikar.
